Introduction: These terms and conditions govern your use of our blog. By using our blog, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use our blog.

Intellectual property rights: Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the blog. Subject to the license below, all these intellectual property rights are reserved.

License to use website: You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

Restrictions: You must not: (a) republish material from this website (including republication on another website); (b) sell, rent or sub-license material from the website; (c) show any material from the website in public; (d) reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose; (e) edit or otherwise modify any material on the website; or (f) redistribute material from this website except for content specifically and expressly made available for redistribution.

Acceptable use: You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

User generated content: In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose. You grant to us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to us the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of amounting to a criminal offence or give rise to a civil liability, or otherwise be contrary to the law of any country or territory where it is or may be published or received.

Indemnity: You agree to indemnify us, and our directors, officers, employees and agents, from and against any claims, actions or suits arising out of or in connection with the use of this website, including without limitation any user content submitted by you.

No reliance on information: The content on our website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website.

Changes to these terms and conditions: We reserve the right, at our sole discretion, to modify or replace these terms and conditions at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Jurisdiction: These terms and conditions shall be governed by and construed in accordance with the laws of [Country], and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of [Country].